August 28, 2008


What's New at A-B?


   


Our Privacy Policy


 

Products and Services

As of 01/01/08

The following fees and charges may apply to your account as of 01/01/08. The fee schedule is Incorporated into and made a part of your account agreement with A-B Credit Union.

Fees Applicable to All Accounts

Account History (Printed)

$ 5.00 per history

Account Reconciliation

$ 20.00 per hour

Bookkeeping/Accounting Inquiry (Telephone)

$ 5.00 per inquiry

Check Withdrawal (one free per day) Fee applied to checks over one

$5.00 per check

Escheatment of Dormant Account to the State of Wisconsin

$50.00 per account

Excessive Share Withdrawal:    Applies to withdrawals in excess of 6 Visa Debit/ATM withdrawals and/or to withdrawals in excess of 6 counter withdrawals per month.

$2.50 per item

Club Account Withdrawals one free/quarter

Collection Item

$15.00 per item

Phone Express Teller Service

(no charge)

Returned Deposit Item

$20.00 per item

Automatic Share Transfers

(no charge)

Statement Copies

$5.00 per statement

Stop Payment on check naming non-member as Payee

$25.00 per order

U.S. Postal Service Return Item

$5.00 per return

Western Union Cash Money Order (CM0)

$30.00 per item

Western Union Cash Money Order (International)

$60.00 per item

Wire Transfer (local)

$15.00 per transfer

Wire Transfer (International) 

$60.00  per transfer

Wire Transfer (incoming wire)

$10.00 per transfer

Early Account Closure by Member (within 90 days of account opening) $20.00/account

Reopen Closed Account by Member (within 90 days of account closing)

$20.00/account

Check Cashing Fee: 1.00% of check amount (minimum of $5.00 per check)

  Fee is waived when member has one of the following accounts
  in good standing: an open loan or a total of $100.00 or more in
  any combination of savings/checking accounts.

Share Draft Account Fees

New Check Order    

Varies with style

Copy of Draft

$ 4.00 per copy

Insufficient Funds & Debit Card NSF transactions

$ 25.00 per draft

Monthly Service Charge    (If Daily Balance Falls Below $200.00)

$ 3.00 per month

Overdraft Transfers

$ 3.00 per transfer

Stop Payment Order (checking and ACH)

$ 25.00 per order

 Cancelled Check Safekeeping                                                                   $3.00 per month

 Statement Safekeeping                                                                            $3.00 per month

 Debit/ATM Card Replacement  (normal request)                                         $15.00 each

 Debit/ATM Card Replacement (emergency request)                                    $85.00 each

 Debit/ATM Card PIN re-issue                                                                    $15.00 each

 ATM Empty Envelope Deposit                                                                    $50.00              

 Other Miscellaneous Fees

 Cash Advance Fee (non-members only)                                                    $5.00

 Coin Processing Fee                                                                                3% of total 

 Garnishment/Levies                                                                                $30.00 each

 Loan Payoff Request Quoted Via FAX                                                        $25.00 each

 Loan Subordination Fee                                                                           $75.00 each

 Travelers Checks/Gift Checks                                                                  $2.00/$100.00 

 Visa Gift Cards                                                                                       $3.50 each

 Money Orders                                                                                        $2.00 each

 Photocopies                                                                                           $1.00/page

 

 

 

 

(c) 2002 AB Credit Union. All Rights Reserved