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Products and Services
As of 01/01/08
The following fees and charges may apply to your account as of 01/01/08. The fee schedule is Incorporated into and made a part of your account agreement with A-B Credit Union.
Fees Applicable to All Accounts
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Account History (Printed) |
$ 5.00 per history |
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Account Reconciliation |
$ 20.00 per hour |
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Bookkeeping/Accounting Inquiry (Telephone) |
$ 5.00 per inquiry |
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Check Withdrawal (one free per day) Fee applied to checks over one |
$5.00 per check |
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Escheatment of Dormant Account to the State of Wisconsin |
$50.00 per account |
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Excessive Share Withdrawal: Applies to withdrawals in excess of 6 Visa Debit/ATM withdrawals and/or to withdrawals in excess of 6 counter withdrawals per month. |
$2.50 per item |
| Club Account Withdrawals |
one free/quarter |
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Collection Item |
$15.00 per item |
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Phone Express Teller Service |
(no charge) |
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Returned Deposit Item |
$20.00 per item |
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Automatic Share Transfers |
(no charge) |
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Statement Copies |
$5.00 per statement |
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Stop Payment on check naming non-member as Payee |
$25.00 per order |
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U.S. Postal Service Return Item |
$5.00 per return |
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Western Union Cash Money Order (CM0) |
$30.00 per item |
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Western Union Cash Money Order (International) |
$60.00 per item |
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Wire Transfer (local) |
$15.00 per transfer |
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Wire Transfer (International) |
$60.00 per transfer |
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Wire Transfer (incoming wire) |
$10.00 per transfer |
| Early Account Closure by Member (within 90 days of account opening) |
$20.00/account |
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Reopen Closed Account by Member (within 90 days of account closing) |
$20.00/account |
Check Cashing Fee: 1.00% of check amount (minimum of $5.00 per check)
Fee is waived when member has one of the following accounts in good standing: an open loan or a total of $100.00 or more in any combination of savings/checking accounts.
Share Draft Account Fees
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New Check Order |
Varies with style |
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Copy of Draft |
$ 4.00 per copy |
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Insufficient Funds & Debit Card NSF transactions |
$ 25.00 per draft |
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Monthly Service Charge (If Daily Balance Falls Below $200.00) |
$ 3.00 per month |
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Overdraft Transfers |
$ 3.00 per transfer |
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Stop Payment Order (checking and ACH) |
$ 25.00 per order |
Cancelled Check Safekeeping $3.00 per month
Statement Safekeeping $3.00 per month
Debit/ATM Card Replacement (normal request) $15.00 each
Debit/ATM Card Replacement (emergency request) $85.00 each
Debit/ATM Card PIN re-issue $15.00 each
ATM Empty Envelope Deposit $50.00
Other Miscellaneous Fees
Cash Advance Fee (non-members only) $5.00
Coin Processing Fee 3% of total
Garnishment/Levies $30.00 each
Loan Payoff Request Quoted Via FAX $25.00 each
Loan Subordination Fee $75.00 each
Travelers Checks/Gift Checks $2.00/$100.00
Visa Gift Cards $3.50 each
Money Orders $2.00 each
Photocopies $1.00/page
(c) 2002 AB Credit Union. All Rights Reserved
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